SUMMARY
I have been a Life and Health actuary for over 12 years with experience in modeling, financial reporting, compliance and statutory reporting; proficient in Excel, TAS, Prophet and GGY Axis, including PBR/VM-20. I have experience managing, teaching and public speaking. I am able to communicate technical subjects verbally and written and am specialized to provide assistance to Actuary clients in transition, involved in short term projects, or in need of specialized expertise.
OBJECTIVE
To provide accurate and timely actuarial work products while providing a high level of detail and thinking outside the box when it comes to creating solutions. Communicating with excellence written and verbally, stepping in and filling a need for companies in transition, short term projects, or in need of specialized expertise.
EXPERIENCE
Since 9/2016:
Actuarial System Conversion of WL and UL products into Prophet
- Converted over $2.2 billion of reserves out of TAS and GGY Axis into Prophet 360 for 13 different reinsurance treaties to get treaties PBR ready.
- Managed two actuaries as part of Actuarial Guidepoint, from beginning to end, anticipating on time completion of June 30, 2020.
Pricing in GGY Axis for VM20, PBR UL product with EIUL functionality
- Create pricing model in GGY Axis from scratch to use Equity Indexed functionality and VM20 and PBR reserves for life insurance client.
- Worked closely with GGY Axis, including multiple on site trainings to achieve this working model.
- Whole life pricing in GGY Axis for same large insurance company, including Stochastic and Deterministic Exclusion Tests.
Actuarial Consulting for Start-up Health Insurance Company
- Created pricing and auditing tools based on filed rate manuals of supplement health products for external distributors and sales team
- Created IBNR estimates for Limited Medical product
- Project manager for actuarial team of analysts employed under Actuarial Guidepoint
- Enterprise Risk Management committee member for Reserve section
- Serve as actuarial liaison between Administration, Compliance, and Finance teams
New Product State Filings for large Life Insurance Company
- Review and respond to objections for state DOI regarding new Accident product
- Quantify impact on premiums related to removing form exclusions per state DOI request
- Mortality study for accidental death due to Opioid use.
Prophet Product Development for large reinsurance Company
- Convert liability products from GGY Axis to Prophet for Valuation for Reinsurance company
- Peer Review and trouble shoot Prophet product run errors
Long Term Care Rate Filings
- Manage a team of actuarial contractors creating long term care rate filings
- Create long term care rate filings
Administration System Consulting for small Software Company
- Liaison between client and consultants providing actuarial consulting services to client creating their own Administration system
- Provide peer review to actuarial consultants regarding 5498 processing and RMD calculations
Actuarial Contractor
Prophet product development for large life insurance company:
- Build whole life, and term products in Prophet using North American Library
- Develop protocol for building products in Prophet based on Actuarial Memorandums containing product specifications
- Create reports documenting the products developed within Prophet
Provide actuarial support to small consulting firm on a subcontract basis; projects include:
- Regulatory Compliance with Departments of Insurance –life and health product compliance and A&H rate filings
- New business analysis in TAS 9.5 to develop a commission structure for pre-need products
- Peer review state filing of actuarial memorandum including reserve calculations
- Provide calculations to Actuarial Expert Witness in legal dispute related to Internal Revenue Code Section 7702
Provide actuarial support for mid-market health and benefits company on a subcontract basis:
- Designed group health insurance plans based on clients’ profit and contributions
- Annual rate review for fully insured and self-funded clients including product pricing and redesign
- Quarterly and monthly financial reporting
- Annual and quarterly IBNR calculations and projections
- Provide peer review for actuarial value calculations, premium renewal presentations, and monthly financial reports for self-funded clients
- Excise Tax modeling and Mid-Market exchange modeling
Provide financial modeling assistance to CFO of a low vision company on a contractor basis, projects include:
- Industry trend and demographic calculations based on market research
- Low vision market projections and compound annual growth calculations
Further experience/ education:
Actuarial Resources Corporation of Georgia Clearwater, FL
Actuarial Assistant
- Asset Adequacy Analysis through annual cash flow testing for New York domiciled insurance company in TAS 9.5
- Built liability products including traditional life, term, and annuities for cash flow testing model in Prophet 7.3
- Unit testing and documentation of merger and acquisition valuation system in Prophet 7.3 at client site. Majority of unit testing work completed in Excel; occasionally completed parallel runs using the original programs which included MGALFA; documentation consisted of writing Actuarial Memorandums
- Reviewed insurance applications for evidence of race-based pricing
- Regulatory Compliance with the Mississippi Department of Insurance – product compliance including Universal Life insurance products and riders
- Regulatory Compliance with the Mississippi Department of Insurance – A&H rate filings including Medicare Supplement
1/2008 –10/2009
Aon Consulting – Health & Benefits Tampa, FL
Actuarial Student
- Designed group health insurance plans based on clients’ profit and contribution goals
- Annual rate review for fully insured and self-funded clients including product pricing and redesign
- Quarterly and monthly financial reporting
- Annual and quarterly IBNR calculations and projections
- Compliance with 112.08 filings through the State of Florida Insurance Regulation for self-insured group health plans
- Completed the “Early Career Development Program” consisting of technical and professional development courses including Microsoft Office and public speaking
Held Internships with:
- Actuarial Resources Corp, Actuarial Intern
- National Agricultural Statistics Service, Statistical Intern
- Northwestern Mutual Financial Network, Insurance Sales Intern
EDUCATION
BS, Business Administration, Actuarial Science Major, University of Nebraska, 2007
ASA, December 2011; MAAA, January 2012
